![]() A strong commitment by each associate is necessary to ensure equal employment opportunity for all. It is the policy of Amazon that we will recruit, hire, train, and promote persons in all job titles, and ensure that all other personnel actions are administered without regard to race, religion, creed, color, national origin, citizenship, marital status, sex, age, sexual orientation, gender identity, protected veteran status, political ideology, ancestry, the presence of any physical, sensory, or mental disabilities, or other legally protected status, and we will ensure that all employment decisions are based only on valid job requirements. It is the policy of Amazon that there will be no discrimination against any associate or applicant for employment on the basis of race, religion, creed, color, national origin, citizenship, marital status, sex, age, sexual orientation, gender identity, protected veteran status, political ideology, ancestry, the presence of any physical, sensory, or mental disabilities, or other legally protected status. ![]() National Credit Union Association : Federal credit unions (the words "Federal credit union" appear in the institution's name).įederal Trade Commission : Retailers, finance companies, creditors that are not exclusively assigned to another agency.Amazon firmly believes in equal employment opportunity for all and the importance of each associate as an individual. Also shares enforcement authority with the Federal Trade Commission over mortgage brokers, mortgage originators, mortgage servicers, lenders offering private educational loans, and payday lenders regardless of size.Ĭomptroller of Currency : National banks, Federal savings associations and Federal branches/agencies of foreign banks with total assets of under $10 billion (the words "National" or "Federal" or the initials "N.A." or "F.S.B." appear in or after the bank's name).įederal Reserve Board : Financial institutions with total assets of under $10 billion that are members of the Federal Reserve System, except national banks and federal branches/agencies of foreign banks.įederal Deposit Insurance Corporation : State chartered banks with total assets of under $10 billion that are not members of the Federal Reserve System. The agencies and the types of creditors that they regulate for purposes of compliance with ECOA are as follows:Ĭonsumer Financial Protection Bureau : Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates. These regulations, known as Regulation B, provide the substantive and procedural framework for fair lending.īecause the Department's authority to prosecute matters extends only to those instances of a pattern or practice of discrimination on a prohibited basis, individuals who believe that they are the victims of unfair discrimination in a credit transaction should contact the appropriate regulatory agency. The Consumer Financial Protection Bureau has issued regulations under ECOA. Read the Justice Department's 2020 Annual Report to Congress. That guidance described the factors that the Department would consider in determining which matters it would return to the agency for administrative resolution and which it would pursue for potential litigation.Įach year, the Department files a report with Congress on its activities under the statute. In 1996, upon the recommendation of the General Accounting Office, the Department of Justice provided guidance to the federal bank regulatory agencies on pattern or practice referrals. ECOA requires these agencies to refer matters to the Justice Department when there is reason to believe that a creditor is engaged in a pattern or practice of discrimination which violates ECOA. Other federal agencies have general regulatory authority over certain types of lenders and they monitor creditors for their compliance with ECOA. Individuals who believe that they have been the victims of any unfair credit transaction involving residential property may file a complaint with the Department of Housing and Urban Development or may file their own lawsuit. In cases involving discrimination in home mortgage loans or home improvement loans, the Department may file suit under both the Fair Housing Act and ECOA. The Department of Justice may file a lawsuit under ECOA where there is a pattern or practice of discrimination. As a result, some callers may be experiencing difficulties connecting to the EEOC when using this toll free number. prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because an applicant receives income from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act. Equal Employment Opportunity Commission Please be advised that the EEOC’s 1-80 information number is currently undergoing maintenance. The Equal Credit Opportunity Act, 15 U.S.C.
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